Ted Bauman Warns Against this Common Retirement Mistake


When it comes to retirement, one expert believes that too many people are making a critical mistake that could cost them dearly in the future. Ted Bauman, Editor of The Bauman Letter believes that the average investor is miscalculating their net worth. This miscalculation may be the reason why many people retire with much less than they anticipated.

In a recent blog article entitled, Don’t Make This Retirement Mistake,” Mr. Bauman lays out how many people mistake the price of something with its value. Price, as defined by Bauman, is what people pay for an item. And value is what is the perceived worth of the product. This price/value relationship can become increasing warped when the element of time comes into play. That is because price usually becomes detached from its value over a set amount of time.

One example in the article mentions a toy that was once popular with little kids – fidget spinners. At the height of the craze, fidget spinners were being sold at high prices. Now, that the fidget spinner fad has died, the price of these toys have fallen off of a cliff and landed down in the clearance bin. Check this article at Bloomberg.com to know more about Ted Bauman

Using a more practical application, many couples project the future value of their home as a way to fund their retirement. Bauman warns that rising inequality may mean that future young families won’t be able to afford homes at the price future retirees think they can sell them at. The result? A massive shortfall for couples who won’t have the money to retire comfortably.

Ted Bauman points out that young couples today have about half the net worth of the previous generation at the same stage of their life. That, in turns, means that young couples are more likely to rent than to buy a home. An oversupply of homes will lead to downward pressure on home prices.

Ted Bauman has been a part of Banyan Hill Publishing since 2013. As the Editor of The Bauman Letter, Plan B Club and The Alpha Letter, Mr. Bauman has offered his advice on everything from low-risk investment strategies to asset protection.

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Bob Reina: Putting WebRTC Technology To Use

WebRTC technology is a kind of real-time recording system for online videos used in emails and chat apps, and it’s what Bob Reina’s company Talk Fusion uses. Talk Fusion has improved video marketing and communication over the years by making it affordable to everyone, and having it run over web browsers and at great video and sound quality. The Talk Fusion Live Meetings app allows people to broadcast with this software without their audience needing the Adobe Flash Player, and up to 500 people can view the broadcast. The innovation that Reina and his team put into their video apps has become well-known, and several Talk Fusion products were given Product of the Year awards by the Technology Marketing Corporation.

 

Bob Reina got the idea for Talk Fusion from spending the years before that in direct selling. He had been a police officer for many years as well but grew tired of the structure of that job, and direct selling allowed him to work at his own pace and for his own salary. He had been on vacation taking videos that he wanted to send to people but couldn’t because they were too big to send as email attachments and couldn’t be embedded into emails at the time. So that’s when Reina decided to make it happen himself, and after he and Dr. Jonathan Chen had finally successfully tested this new video email program, it became the start of Talk Fusion’s entire product suite.

 

Bob Reina embraced the direct selling model for Talk Fusion because it allows his product to spread by word of mouth by Talk Fusion associates, and also gives them a chance to make commission. Reina also decided to introduce free trials to Talk Fusion so customers could get the full experience before they buy. Reina has a variety of charities he’s involved with as well, but the cause that’s probably closest to his heart is helping lost pets find homes. The Tampa Humane Society was the happy recipient of $1 million in donations from Reina, and Reina has adopted pets of his own at home. Learn more: http://www.huffingtonpost.com/author/bobreinatalkfusion-704