Ted Bauman Warns Against this Common Retirement Mistake


When it comes to retirement, one expert believes that too many people are making a critical mistake that could cost them dearly in the future. Ted Bauman, Editor of The Bauman Letter believes that the average investor is miscalculating their net worth. This miscalculation may be the reason why many people retire with much less than they anticipated.

In a recent blog article entitled, Don’t Make This Retirement Mistake,” Mr. Bauman lays out how many people mistake the price of something with its value. Price, as defined by Bauman, is what people pay for an item. And value is what is the perceived worth of the product. This price/value relationship can become increasing warped when the element of time comes into play. That is because price usually becomes detached from its value over a set amount of time.

One example in the article mentions a toy that was once popular with little kids – fidget spinners. At the height of the craze, fidget spinners were being sold at high prices. Now, that the fidget spinner fad has died, the price of these toys have fallen off of a cliff and landed down in the clearance bin. Check this article at Bloomberg.com to know more about Ted Bauman

Using a more practical application, many couples project the future value of their home as a way to fund their retirement. Bauman warns that rising inequality may mean that future young families won’t be able to afford homes at the price future retirees think they can sell them at. The result? A massive shortfall for couples who won’t have the money to retire comfortably.

Ted Bauman points out that young couples today have about half the net worth of the previous generation at the same stage of their life. That, in turns, means that young couples are more likely to rent than to buy a home. An oversupply of homes will lead to downward pressure on home prices.

Ted Bauman has been a part of Banyan Hill Publishing since 2013. As the Editor of The Bauman Letter, Plan B Club and The Alpha Letter, Mr. Bauman has offered his advice on everything from low-risk investment strategies to asset protection.

Fo r more information, CLICK:https://plus.google.com/+TedBaumanGuru

 

Bob Reina: Putting WebRTC Technology To Use

WebRTC technology is a kind of real-time recording system for online videos used in emails and chat apps, and it’s what Bob Reina’s company Talk Fusion uses. Talk Fusion has improved video marketing and communication over the years by making it affordable to everyone, and having it run over web browsers and at great video and sound quality. The Talk Fusion Live Meetings app allows people to broadcast with this software without their audience needing the Adobe Flash Player, and up to 500 people can view the broadcast. The innovation that Reina and his team put into their video apps has become well-known, and several Talk Fusion products were given Product of the Year awards by the Technology Marketing Corporation.

 

Bob Reina got the idea for Talk Fusion from spending the years before that in direct selling. He had been a police officer for many years as well but grew tired of the structure of that job, and direct selling allowed him to work at his own pace and for his own salary. He had been on vacation taking videos that he wanted to send to people but couldn’t because they were too big to send as email attachments and couldn’t be embedded into emails at the time. So that’s when Reina decided to make it happen himself, and after he and Dr. Jonathan Chen had finally successfully tested this new video email program, it became the start of Talk Fusion’s entire product suite.

 

Bob Reina embraced the direct selling model for Talk Fusion because it allows his product to spread by word of mouth by Talk Fusion associates, and also gives them a chance to make commission. Reina also decided to introduce free trials to Talk Fusion so customers could get the full experience before they buy. Reina has a variety of charities he’s involved with as well, but the cause that’s probably closest to his heart is helping lost pets find homes. The Tampa Humane Society was the happy recipient of $1 million in donations from Reina, and Reina has adopted pets of his own at home. Learn more: http://www.huffingtonpost.com/author/bobreinatalkfusion-704

Take Those 2017 Tax Deductions While You Can

Uncle Sam knows how to get the most from the taxpayers. If you know how to play the game right, you can use those things to get money from the new 2018 tax laws. Here’s the list of tips for you before 2018 makes those opportunities vanish. The best part is it is legal.

The federal tax system rates for all taxable incomes until 2027. This offers a reduction in taxes for everyone at the beginning. Some people will even get more savings.

– Limited liability companies

– Partnerships

– S Corporations

Those groups will be able to take 20% off of the taxes, which is an increase from the 17% before. Those people who have their own businesses will benefit from this immensely. That means a LLC which earns $100,000 will be able to keep 20% of that completely free of taxes. Visit Ted Bauman at medium.com to know more

The IRS made these changes to cut the number of taxes for personal income exceptions which so many taxpayers were number of using before. Now, for those of you that are interested, this means that filing 2017 taxes should include the max deductions now. When 2018 comes, this won’t be possible anymore. You can still take deductions in 2018, but they will be to your disadvantage. You should get it in now, while you can. In 2018 you would need the deductions over $24,000 to make money off of the filing.

Follow Ted Bauman at stocktwits.com

What most people are doing to maximize the money saved between now and next year is to take the deductions by going to your favorite charity and donating those stocks now. Here are a few other tips to remember to get the most from your taxes with all the changes coming up.

– Prepay 2018’s federal taxes now.

– Prepay the interest for 2018 now as well.

– Pay all student loans before it’s too late.

– Prepay for any large medical procedures now.

– Prepay all big bonuses in this calendar year.

– If you are a consultant, ask for clients to prepay invoices in 2017 now.

These strategies and a few others will allow you to maximize your savings when the changes come next year. While some aspects will be beneficial for those with a LLC or partnership, personal deductions will be better taken on this year’s taxes.

Learn more:https://banyanhill.com/expert/ted-bauman/

Illegal Immigration is a Dangerous Reality that the Frontera Fund Works Hard to Alleviate

Illegal immigration is a dangerous thing because so many people lose their lives through this process every year. The U.S./Mexico border is a dangerous region because of the high number of border crossings that take place each year. At least a million people travel back and forth annually over this border. As a result, lives are being lost, people are being kidnapped and immigrants are exploited.

Illegal immigration is not a good thing because it goes against American law. However, that does not mean that immigrants who enter the nation illegally should lose their life. Immigrants are people. They are people with rights. They might not be American citizens but they do have basic human rights. When these rights are violated, someone has to stand in the gap to ensure that these people remain safe. Read more: Jim Larkin | Crunchbase and Michael Lacey | Facebook

Immigration groups such as the American Immigration Council and the Justice for Immigrants and Families Project; work hard to ensure that immigrants and their families are protected.

However, they also ensure that the rights of illegal immigrants are protected as well. There are millions of illegal immigrants who live and work in this country and their presence here is important.

People might not like illegal immigrants but they are important to this country. The fact is that most Americans do not want to work in low-skilled jobs that pay very little.

However, many illegal aliens are happy to take this job. That is because these jobs provide them with a better life that they never had in the past.

Illegal immigrants are often employed to do work in orchards, on farms, roofing and in the area of lawn maintenance. These types of jobs are not in demand by the general public but they often need lots of employees to work.

Immigrants who work these jobs are often treated with respect and dignity because their employers know how valuable they are to their business. However, there are some people who do not value illegal immigrants and they exploit them.

The Frontera Fund knows that immigrant rights must be protected at all cost. Even if these individuals are breaking the law by coming here illegally, they still have rights. All human being have God given rights which are undeniable.

Aliens can be detained and sent back to their home country but they should not be mistreated during the process. The Frontera Fund supports organizations in Arizona and around the U.S. In their efforts to safeguard illegal immigrants.

Learn more about Jim Larkin and Michael Lacey:

Read more: Phoenix New Times | Wikipedia and Lacey and Larkin Frontera Fund

Customer Comments On The Securus Network Prevents Crime

Securus Technologies refuses to fail their customers with a quality crime prevention tool which encourages customer feedback. Their forum is listed directly on their website and encourages customer the safety of the general public. Amazingly, they were one of the first inmate calling providers to implement such a program. In fact, Securus Technologies CEO, Rick Smith decided to use their initial government mandated monitoring, surveillance, and security to implement a successful crime prevention program. Each month thousands of customers are making the switch to their cost effective, but also stabilized inmate calling network. Learn more about their features directly on their website.

 

Securus Technologies Features

 

Remote Visits

 

Visit your friends and love ones securely over the internet and save more time and money. Were you one of those people who traveled to a correctional facility faithfully to visit someone? The remote visitation feature allows you to visit an inmate when you’re included on their visiting list.

 

Website Forum

 

Securus Technologies invites their customers to prevent telecommunication crimes before they start by leaving customer feedback on their wewebsiteYou can also make a confidential complaint with one of their reliable IT professionals.

 

Become a part of the stable Securus network today.

 

How Did Nathaniel Ru Turn Sweetgreen Into The Next Big Thing?

If you haven’t been paying attention to the intricacies of the fast food industry, we don’t blame you. However, with the rise of Sweetgreen, it may be hard to ignore. Sweetgreen is what we would comfortably call a high-end, salad-only fast-food chain that caters to diners who want something healthy, something convenient, and something as close to all natural as you are going to get.

The company was founded by a trio of Georgetown University graduates and it has been steered into prosperity largely by the work of co-founder Nathaniel Ru. Ru and his co-founders, Nicolas Jammet and Jonathan Neman, have been pushing the idea of what it means to be a fast-food chain and this is how they are making it happen. Read more: Nathaniel Ru Blazes a Trail in The Height Food Industry | Affiliate Dork and Sweetgreen Founder Interview – Nathaniel Ru | Business Insider

To start off with, Nathaniel Ru is not like other conventional CEOs. He doesn’t aspire to be the next huge chain, sprawling from city to city around the world. Instead, Sweetgreen’s goal is simple. Ru says, “We want to feed more people better food.” Ru and his friends decided on creating Sweetgreen while putting their heads together during their entrepreneurship class at Georgetown University.

They wanted to craft a business that offered healthy eating at an affordable price with more than a touch of hospitality to their customers and those in the community that they were catering to. The Sweetgreen Experience, as it has come to be known, is the hallmark of what makes Nathaniel Ru’s company so incredibly successful.

Nathaniel Ru knows that his company was fortunate to get up and off the ground at such a lightning quick pace. Sweetgreen stumbled into investors and found the perfect spot for their first location, down on M Street in Washington D.C. When the company saw success even during when school wasn’t in session, they knew that there was a real opportunity here.

Ru knows not to take his success for advantage and that is why he and his company have refused to tighten their circle into a corporate husk. Ru says, “We don’t believe in big corporate headquarters. We wanted to decentralize our headcount.”

Instead, Sweetgreen sends their top employees out for face time at all of the locations in the company at least four or five times per year.

Their goal is to stay attached to the makeup of their company and keep the Sweetgreen experience a thing of value. What is up next for Sweetgreen is anyone’s guess, but the future is looking bright AND healthy.

Joel Friant Brings Back The Original Habanero Shaker

Joel Friant has a serious knack for product creation. This serial entrepreneur thrives on seeing his product ideas come to life in the marketplace. A big believer in free market economics, Joel Friant has been bringing products to market for decades.

His career began in real estate but quickly moved to the restaurant arena in the mid-90s. He created America’s first fast-food Thai concept and even went so far as to brand himself “The Thai Guy.” And it was his involvement with spicy ethnic foods that led him to his passion — the habanero chili pepper.

Now this incredibly intelligent entrepreneur is taking his habanero shaker back to market. It all began back in the mid-90s when Joel discovered that he could dry habanero chili peppers and put them in a shaker for use at the dinner table. The habanero shaker allows you to add this iconic spicy pepper flavor to any dish just as you would add salt or pepper.

The Original Habanero Shaker is Joel’s idea alone. It came to market in the mid-90s before coming off the market while Joel Friant focused on different ventures. But it is now back by popular demand, and the Original Habanero Shaker is selling like hot cakes.

Joel Friant knows that the habanero is the most flavorful pepper out there. The pepper hits the pallet with a smoky and buttery flavor that fans of spicy foods absolutely love. And the habanero pepper is among the hottest chili peppers in the entire world making the habanero shaker a fun thing to have on the table.

But what sets The Original Habanero Shaker apart from other chili pepper flavors is the balance between the smoky, buttery flavors and the heat. There’s absolutely nothing out there are in the market like the Original Habanero Shaker.

AvaTrade Review: Should You Get Involved In AvaTrade?

Cryptocurrency is a medium of exchange just like any other currency, but it’s designed for exchanging digital info through a process made by principles of cryptography . This currency is used to safeguard transaction processes and to manage the creation of coins. Bitcoin was the first crypto to be created. But today there are many different cryptocurrencies, commonly known as alt coins. In this article we’re going to have a brief AvaTrade review and if it’s worth your investment.

What is AvaTrade?

Ava Trade is an online forex & CFD trading company.  This is based on variables such as customer support, software features, currency spreads, fees and bonuses. At Avatrade, you can trade bonds, commodities, ETFs, foreign exchange currencies, individual equities options and stock indices. The spreads that Avatrade are average compared to other brokers. Major spreads list’s usually range from 1-7 pips and Ava trade is well inside that range, with 3.0 pip spreads for Euro to USD and 4.0 for pound sterling to USD. Moving to software, the Avatrade menu is pretty simple to use and if you’re a beginner you can also try the free demo account. Regardless of your trading experience, we recommend you have a look at the educational resources available at Avatrade. Additionally, the 24 hour support staff can answer people in 16 languages.

Setting-Up at AvaTrade

It’s easy to get set up. First go to avatrade.com and click “open your account” option. On the next page, enter your personal info and click on continue. Answer all the questions on the second page and check the terms box and then click on submit. On the third page you will see links to make a deposit, a link to send documentation in order to confirm your identity and trading platform links. Click on them and complete your registration. Download the correct trading platform for your operating system and start trading. You can refer back to the site at time for help with critical info such as minimum deposit.

Conclusion

Ava trade uses the metatrader 4 and Ava trader trading platforms, which are compatible with Windows and Mac. These two platforms also includes a lighter version if you’re working via mobile or tablet. Aesthetically, the metatrader platform resembles a familiar Microsoft program, in which it has tabs on the upper section and a list of tools just underneath. By using the tools you can choose the type of trade you want to make and then navigate through the tabs to make your desired trade. I hope that this AvaTrade review will help you to decide if it’s worth your investment or not.

The Oxford Club Offers Financial Advice

Having sound financial advice while investing can make a huge difference when it comes to your assets and their potential future growth in the market. This is why having someone or a company help guide you can give you the edge over your competition. People are always looking to make a quick buck and there are many companies out there that are willing to help people all over the world become more financially successful. One of these companies is The Oxford Club.

The Oxford Club is a private financial and investment advice publisher that is located in Baltimore, Maryland in the United States of America. They publish a large variety of informative articles about different companies and commodities. The Oxford Club also has monthly newsletters, investment research services and different seminars that you are able to attend. The Oxford Club has 80,000 members in over 100 countries across the world. They constantly publish different articles about a variety of different topics such as gold and cryptocurrencies.

One of their latest articles discusses if you should investment in bitcoin as a potential way to grow your money. The article makes a key point to note that bitcoin has risen from 900 to 16 thousand dollars in one year. The author talks about how bitcoin and other cryptocurrencies are a great way to make money in the short term but that you should not invest in the hopes of using the profits for retirement. The Oxford Club also makes note that you should only invest what you are willing to lose. Overall, The Oxford Club does a great job of discussing the future of bitcoin and if you should invest in it for you future. They say that if there is anytime to invest in bitcoin that it has to be now.

Learn more about the Oxford Club: http://analystoffinance.com/2017/12/oxford-club-solution-reverse-mortgage-scams-seniors/

Siteline Cabinetry: Customizable Features at An Affordable Price

Nothing would be better than having a top-notch cabinet. With Siteline Cabinetry, your need and whims for an ideal cabinet have been met. Siteline brands are tailor-made to meet all your cabinet needs within a lead time of about five weeks, which is excellent! With a vast knowledge and expertise in the area, Siteline has graced many closets, bathrooms and laundry closets as well. It has come to be well-known as a brand that is with the value of the clients’ money due to its stunning features that give the owner an absolute freedom to turn their homes to meet their space desires.

Apart from the handy turn-around feature coming with this brand, right from the time you make contacts with the brand’s authorized dealer, you are guaranteed high convenience. If you are the kind of individual that seeks to remodel your home in a bid to give it a new look, Siteline has come to bail you out of that arduous task inherent in the process of home revamp. It comes with features that guarantee that your remodeling shall be comfortable, convenient and at the same time helping you achieve a sleek interior and exterior home designs.

Apart from its functionality, Siteline comes with sleek looks on top of the other edge cutting features included in its design. Definitely, this brand is worth the value of your money and would give you the best value for the money you decide to invest in your home. As soon as you call and make that order, a team of professionals is on toes to help make the brand according to you your specifications, and as if that is not enough, they go ahead to help facilitate the process of installation.

When it comes to modernity and edge cutting designs, this brand receives better finishes and exterior colors. Apart from the lustrous exterior finishes, you have the discretion of choosing the color you want. The wide assortment of nature-inspired colors available would give you a soothing feeling and also a sense of spa environment coupled up with serenity. Little to say that Siteline is the best choice for your living room needs and requirements.

Get connected with a Siteline Cabinetry authorized dealer: https://www.kitchensofdenver.com/siteline-cabinets/